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Big Thanks and Over Half Way There
UpbeatEm
Posts: 1 Newbie
Hi Folks,
I haven't ever posted before but have been reading regularly the different debt advices given and handy tips on cutting down spending, being more thrifty, etc.
At the start of 2008 my husband left me along with various debts ( credit cards, a provident loan, and 1 store card, overdraft, etc) which seemed insurmountable at the time. I had lost my job 3 weeks earlier, was made homeless and was just in a really sad place at my lowest ebb.
I used the advice on here and worked out my income/outgoings and where to cut down etc and finally I have reached my halfway point- provident loan is paid off, 1 CC is paid off and the store card, overdraft paid off. It's been a tight couple of years, no luxuries etc but I finally can see an end in sight and will be out of debt by May 2011.
I can't tell you how good it feels and it's all thanks to the good advice you peeps give on here. Just wanted to say keep up the good work and HUGE thanks. Not everyone feels brave enough to post their problem/situation on here ( like me, to ashamed/embarrassed) but there are those of us 'lurkers' who are taking the advice and using it as well as those for who the advice was given.
Thankyou again
Em
I haven't ever posted before but have been reading regularly the different debt advices given and handy tips on cutting down spending, being more thrifty, etc.
At the start of 2008 my husband left me along with various debts ( credit cards, a provident loan, and 1 store card, overdraft, etc) which seemed insurmountable at the time. I had lost my job 3 weeks earlier, was made homeless and was just in a really sad place at my lowest ebb.
I used the advice on here and worked out my income/outgoings and where to cut down etc and finally I have reached my halfway point- provident loan is paid off, 1 CC is paid off and the store card, overdraft paid off. It's been a tight couple of years, no luxuries etc but I finally can see an end in sight and will be out of debt by May 2011.
I can't tell you how good it feels and it's all thanks to the good advice you peeps give on here. Just wanted to say keep up the good work and HUGE thanks. Not everyone feels brave enough to post their problem/situation on here ( like me, to ashamed/embarrassed) but there are those of us 'lurkers' who are taking the advice and using it as well as those for who the advice was given.
Thankyou again
Em
0
Comments
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Hi Folks,
I haven't ever posted before but have been reading regularly the different debt advices given and handy tips on cutting down spending, being more thrifty, etc.
At the start of 2008 my husband left me along with various debts ( credit cards, a provident loan, and 1 store card, overdraft, etc) which seemed insurmountable at the time. I had lost my job 3 weeks earlier, was made homeless and was just in a really sad place at my lowest ebb.
I used the advice on here and worked out my income/outgoings and where to cut down etc and finally I have reached my halfway point- provident loan is paid off, 1 CC is paid off and the store card, overdraft paid off. It's been a tight couple of years, no luxuries etc but I finally can see an end in sight and will be out of debt by May 2011.
I can't tell you how good it feels and it's all thanks to the good advice you peeps give on here. Just wanted to say keep up the good work and HUGE thanks. Not everyone feels brave enough to post their problem/situation on here ( like me, to ashamed/embarrassed) but there are those of us 'lurkers' who are taking the advice and using it as well as those for who the advice was given.
Thankyou again
Em
That's fantastic, it sounds like you've had a very tough time but you're coming through smiling. Well done you.
:T:T:TThanks Niddy for all you've done! :j0 -
Great news! well done you. All the best for a great DF life next year!:j:j:beer::beer::T:T
MM2Long Hauler No: 51
DMP Mutal Support Thread No: 207
Proud to be dealing with my debts
DFD - June '13, aiming for December '120 -
well done you! so good to hear success stories0
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Great news
Well done you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm getting there too and it's getting better I think. No-one warns you as a kid how tough life can be eh?0
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