Mon 5th July - What small DFW things have you done today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Goooood morning everyone:j
Bit of a bleary start here - I couldn't get to sleep last night for ages, was about 2am when I dropeed off...boooo, I'm no good without a big sleep!:o
But, need to trot off to Asda today - have no food, I must go!

Had a good weekend - yesterday I watched my youngest in her gym comp (she's 11 ) and she got a silver medal, bless her.
Ok, better write my list and get this pair off to school...

Today:

• check banking
• daily scratch
• meal from plan tonight - spring rolls, rice and veg
• shopping with list....attempt to not buy too much!!
• buy petrol at Asda where it's cheapest
• packed lunch for girls
• email college tutors and finance at Uni yet again - see if they can help me make a decision
• washing was done overnight
• washing will go on the line

Ok, that's my lot.
Have a great day:A

determined_new_ms

Morning Milly - if I'm quick I'll be the first post! Yay to silver medals!



Ok today:

• [STRIKE]pay cc1[/STRIKE]
• pay cc2
• [STRIKE]post ebay item[/STRIKE]
• [STRIKE]pay in £10 pennies/£2s/money collected around the house into holiday fund :j[/STRIKE] opps only paid in £8 because the womanin the po frightened me and the bags weren't full
• [STRIKE]hm bread[/STRIKE]
• [STRIKE]leftovers for lunch[/STRIKE]
• [STRIKE]update expenses form [/STRIKE]:j & get manager to sign off
• [STRIKE]drive carefully to & from work[/STRIKE]
• water plants
• [STRIKE]dinner from stores[/STRIKE]

ok that'll do. Have a great day everyone

Soma

Today I'm going to:
*[STRIKE]check bank[/STRIKE]
*[STRIKE]update budget sheet[/STRIKE]
*free scratchcard
*daily clicks
*go to regular hairdresser for a cheaper haircut
*use free parking in city centre and walk a bit

PurpleFairy26

Morning All!!

Nice sunny day here today, let's home is stays that way as meeting some friends and their LO in the park later. If it rains we go to the cafe which is fine, just means I have to buy something!

List for today:
List at least 5 more items on eBay. Did 7 yesterday, haven't done any for ages and just got a sudden urge yesterday as started having a clear out!
Pick a few bits up later for tea think I may do BBQ
Collect bounty pack from boots whilst in town
Pay cheques in for recycled mobiles
Work expenses have been paid so overpay to CC
Washing outside to dry
Lunch from stores
May make a cake from storecupboard too if I have time
Post another mobile to be recycled
Have put chest of drawers I won on eBay in situ. Only been looking for about a year

PurpleFairy26

Sorry post went before I finished typing!!! Was just going to say if I get chance will finish sorting out bedroom and fill up said new chest of drawers

Have a great day everyone x

savingforarainyday

Morning to everyone:D

Went to airshow yesterday, really enjoyed it, bought tickets beforehand so saved £4 each on day, took packed lunch and cold drinks, bought 1 round of coffees.:D

Absolutely shattered today, waiting to see if I can get a lift up the lottie to do some picking.

Got to plan last 3 rainbow meetings before holidays and list stuff to buy in town tomorrow (lists are everything);)
Checked online banking
Photocopy and print stuff out for post
Chicken from freezer for dinner,
Make list for stuff needed by kids for camping next weekend:eek:
Start looking for stuff for carboot sale next sunday

Try to stay organised.:D

WelshWoofer

Morning all!
Another day in paradise (supply teaching in school from hell!) - just overheard them chatting about the weekend - cocaine, booze and fags seem the order of the day for year 10:eek::eek::eek:
If I ever have children they're never going further than the end of the street!

Today's list...

• Try to battle through the day at school - think one more day's pay, one more day's pay.....
• Try to work out how to generate about £90 extra cash to pay for car tax (just £20:T), council tax (£44) and Dad's birthday pressie (£25) - if I can do this the savings will stay in tact
• Walk dog for free exercise - done 1 already
• All food from stores
• Drive carefully to conserve petrol
• Check for surveys
• Check banks
• Try to have a LSD but I do have a whole batch of very angry insect bites on my leg that may need some antiseptic cream - any suggestions?
• Take old gold ring that doesn't fit and I don't like to cash for gold place and see how much they'd give me
• Read library book
• Retry boiler - its turned off as its making a very funny noise - luckily we dn't need the heating and the water for the shower is sufficient - we have an immersion so if desperate we can use that and boil the kettle for washing up - trying to decide whether to get it fixed this week or leave it until after hols (on Saturday) as we won't be around to check its ok:(
• Get OH to look at hoover - it cut out, possbly overheating - its newish so shouldn't be playing silly b*ggers:mad:
• Think about birthday pressie for dad

That's it for today - have a good one
xx

OliveOyl_2

Morning All :hello:

Air Shows are brilliant aren't they Savingforarainyday? I remember Popeye introducing them to me and they are SO exciting. (And quite expensive.....well done on making it more of a bargain )

We went to the footie on Saturday :footie::footie::footie:_party_ Saw Paraguay v Spain. The atmosphere was WOW, and it was a great experience. Everybody over here has been enjoying the greatest month long party, _party__party__party_ They are sports MAD here, and when the WC finishes there's a break of 2 weeks before the Rugby Tri tournament :rotfl::rotfl:

So today I have/will:
Taken the car in for it's post-purchase check up, we've given them a list of things to correct which are covered under the 30 day warranty. So mending a tear in the seat and a crack in the windscreen sorted for free.
And arranged for them to deliver it back :j

Must buy some toilet rolls and some kindling. (The cheap wood I bought last week is impossible to light, we need some smaller pieces.)

Continue with menu plan - hence not needing anything at the shops except wood and bog roll - I will NOT buy anything else

Continue searching for my vaccination certificate, if I don't find it then when we return from Mozambique in 2 weeks time not only will I have to have another set :eek: but I'll have to pay again :eek::eek:

Knit knit unpick knit

10 mins on the CT :cool: will try and increase it too _pale_

Have a great day everybody :A

catmiaow

Morning everyone,

My list for today is:

[STRIKE]Check bank[/STRIKE]
[STRIKE]Do some comps - more to do later[/STRIKE]
[STRIKE]Check job sites
Get Passport certified
Post OU forms and test letters
Go and see my nan
Do some tidying for my nan
Free breakfast
Get some toilet rolls in town - cheaper
Speak to estate agent about possibly putting house on the market
Go and see my mum
Dinner from stores [/STRIKE]
[STRIKE]See to pets[/STRIKE]
[STRIKE]Washing on will hang to dry[/STRIKE]

Total spend £30 - £2.50 used in nectar vouchers plus £50 earned :j

Hope everyone has a good day!

catmiaow

rachelmk wrote: »

Morning all!
Another day in paradise (supply teaching in school from hell!) - just overheard them chatting about the weekend - cocaine, booze and fags seem the order of the day for year 10:eek::eek::eek:
If I ever have children they're never going further than the end of the street!

Today's list...

• Try to battle through the day at school - think one more day's pay, one more day's pay.....
• Try to work out how to generate about £90 extra cash to pay for car tax (just £20:T), council tax (£44) and Dad's birthday pressie (£25) - if I can do this the savings will stay in tact
• Walk dog for free exercise - done 1 already
• All food from stores
• Drive carefully to conserve petrol
• Check for surveys
• Check banks
• Try to have a LSD but I do have a whole batch of very angry insect bites on my leg that may need some antiseptic cream - any suggestions?
• Take old gold ring that doesn't fit and I don't like to cash for gold place and see how much they'd give me
• Read library book
• Retry boiler - its turned off as its making a very funny noise - luckily we dn't need the heating and the water for the shower is sufficient - we have an immersion so if desperate we can use that and boil the kettle for washing up - trying to decide whether to get it fixed this week or leave it until after hols (on Saturday) as we won't be around to check its ok:(
• Get OH to look at hoover - it cut out, possbly overheating - its newish so shouldn't be playing silly b*ggers:mad:
• Think about birthday pressie for dad

That's it for today - have a good one
xx

What an awful school this sounds, God knows what the parents are like if the kids are so bad! Poor you!

Cheery_Daff

Morning all, here with my list as promised

(Rachel, that school sounds dreadful! Let's hope a lot of the talk is just bravado...)

Very small list today, these are things that I HAVE to get done:

* finish transcribing interview
* fill in and post timesheet
* book train tickets for work tomorrow
* finish PhD section
* buy and eat fruit
* take tablets properly!



Have a good day all
xx