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Hypno's reminder that she is doing ok, actually!
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Happy happy birthday hun.
Have a happy happy day.
Enjoy the RitzI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy Birthday!
May there beand
and
(except posh!), may it be
and may you hatch a plan to go
when MG does ...
2023: the year I get to buy a car0 -
Happy Birthday , sweetie. Hope you have a fantastic day:)
:bdaycake:
lots of love
40SMxx:D0 -
Happy Birthday lovely lady ! :kisses3:Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0
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Considering I am at work, it is a lovely day.....my team bought me the most amazing flowers, and my boss bought me the most beautiful orchid - three full stems. How I will get them home on the bus is quite another matter - I think I will be bringing the car in tomorrow instead!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Happy Birthday Hypno!! Have a lovely day.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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It's just your mind...
And a rockin' good birthday to the Birthday Girl....
http://www.youtube.com/watch?v=MjF1bG5LUcs‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
OK, it's time for singing......:staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin:bdaycake:"Happy Birthday to ya, Happy Birthday to ya, Happy Biiiiiiiiirthday!" :bdaycake::staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin :starmod: :staradmin
Have a totally fabulous day Hypno, remember, 40 is just a number, like, I don't know, your shoe size maybe? You don't stress about that, do you?!!(You have no idea of the number of other "number options" I came up with that were all waaaaay too dangerous to use! :rotfl: )
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Long time fan, occasional poster. Couldn't not say a huge HAPPY BIRTHDAY!
And you don't know how often you spur me on. Often on a Saturday I lay in bed thinking, I should get up now, and I always think, 'Hypno would have done the papers, had a coffee, banked and scratched, and painted something by now!'. And as I get up and slowly get moving, I also think, 'And memorygirl would have something baking away as well!'.
You really are an inspiration, keep it up.
And just to spur you on a little more, being debt free is amazing, however hard it felt to get here at the time! xxxDebt at highest Nov '06 £17,822.98
Debt at LBM Nov '07 £14,231.63
DEBT FREE as of 01/01/09 now I have savings!!0 -
Happy Birthday Hypno, enjoy your day and the year/life ahead of you, xxx0
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