Makro Belfast - credit card charge
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meadowcat
Posts: 417 Forumite
in N. Ireland
I was in Makro Belfast today and they have a notice at the entrance saying that from tomorrow, 1st July you will be charged £1 if you pay by credit card and your spend is less than £100. No charge for debit card use.
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Comments
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This is called a Merchant Violation and is illegal. The credit card companies want to know about it too:
http://www.mastercard.com/us/personal/en/contactus/merchantviolations.html
Print out that page and take it with you.
Update: it's illegal in the US. It the UK it's not so clear!
http://blog.itsecurityexpert.co.uk/2010/03/uk-shops-with-minimum-spend-or-charges.html0 -
This is called a Merchant Violation and is illegal. The credit card companies want to know about it too:
http://www.mastercard.com/us/personal/en/contactus/merchantviolations.html
Print out that page and take it with you.
Update: it's illegal in the US. It the UK it's not so clear!
http://blog.itsecurityexpert.co.uk/2010/03/uk-shops-with-minimum-spend-or-charges.html
I think Ikea also make a small charge for CC payments and some companies charge a percentage above the cash cost (heating oil suppliers for example) so I doubt it's illegal here. People can always vote with their feet but imo they should tell the company the reason why to encourage them to review the policy.0 -
no it isnt illegal at all here, and i think it is probably to try to put off those people who use it as a local supermarket rather than an actual cash and carry which is its purpose.0
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I think the companies get hit with a fee themselves when we use a credit card as opposed to debit. Thus why they either charge you a £1 or a percentage over the top.
A lot of companies, car showrooms etc. will charge you a small percentage of around 2% surcharge when using credit cards.
So I doubt myself that is illegal. It is a joke - but to be honest it's down to the credit card company more so than Makro.0 -
All companies have to pay Credit Card companies a %0
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I understand that companies pay a % (or maybe a fee) when I use c'card, but on the other hand, how much does it cost if I use cash? They have to have change (likely a cost) & pay a company to collect the cash.
C'card discounts anyone?Certain OTT members have caused me to add this disclaimer: all advice given is free of charge & as such should be taken to be IIRC (as I don't spend hours researching all answers :eek: )!0 -
They kept that one quiet, no letter or flyer in Makro mail, just told at till when i went to pay0
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