Nat Insurance on self employment and small jobs

Eliza_2

I am self-employed and pay my NI monthly. I have 3 other small jobs and don't pay any NI on those.

The freelance work is pretty well dried up - I'm not that sorry - so I am looking for other part-time PAYE work to make up enough money to live on. I'm sure I'll find something so plan to deregister as self-employed and save that tenner a month. However I'm concerned that I won't be paying any NI until I find work which pays enough to take me over the NI threshold. What happens in these circumstances - does it just get credited or do you end up with a gap? I'm sure I'll never have enough money to repay it - I live on the tiniest shoestring even now - so am wondering if I should just keep registered as self-employed to keep my contributions up.

Also how do 'they' decide which job should be the one that NI is applied to?

Any advice please, thanks

Eliza

Hammyman

You get a bill every month from HMRC for Class 2 NIC so just continue paying it. Its £2 odd a week.

Gertie_Walker

You cannot pay class 2 if you are no longer self employed. Each employment has an NI exemption limit of £110 pw, so if each job pays less than this, you are not liable to tax. You cannot be made liable by adding the jobs together.
I think you need to speak to someone at NIC's - they may advise you to pay class 3.