Not having credit cards as a safety net

spud30

savvykaz wrote:

Hi angelsam1984 - nothing to do with this post, but who was Roxy (in your sig)? This made me feel sad!!!

Roxy was her dog. Got knocked over and had to be put down.

Really sad.

angelsam1984

Cheers spud I dont like going over that!

Well as far as the creit cards go in my jewellrey box, I dont have much jewellrey left and was tidying up so thought I should put them in there. I dont think even if I wanted to I could use them! I havent exactly been the best customer!
I do live in the middle of erm nowhere, dont leave the house very often and never see anyone round here apart from neighbours going to work and walking there dogs.
I dont want to cut them up though - something stops me, maybe its a reminder that what I did wasnt a good thing and they are my cards of regret that will always remind me credit (apart from mortgages) is a bad thing!

These days nearly every shop accepts all cards anyway, so why be tempted to buy something with imaginary money when if you have the money pay with that! and if you dont dont buy it!

This country has become so tied up in showing off, competing and getting one over on someone wether it be owning something or making someone fell low, it has forgotten that it doesnt need these things to survive.
New technology, fashion and celebs the evil crisis creator of credit cards

Sam

spud30

Thats OK Sam, I'm very much an animal person too :beer:

As for the credit cards, we cut ours up 3 months ago, and we were terrified. What if anything happened to the car, house etc. We wouldnt have the money to pay for it. In truth, we never did have the money to pay for things, we just put things on the credit cards :mad:

So far, touch wood, we have been fine. Even paid for car insurance etc last month in full.

savvykaz

Thanks spud & sorry angelsam xx

I "lost" my little kitten in January (don't know if lost, killed or pinched) so I am very sorry if I raked up sad feelings for you
LOL Kaz