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Finally credit card debt free.It can be done!!
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beanielou
Posts: 95,400 Ambassador
Today I am finally credit card debt free.
It hasent quite sunk in to be honest.
I have not been credit card debt free for most of my adult life.
The two things that have helped me most are the 100 days challanges organised by the lovely Pap & paying the amounts I used to pay to my loans to my credit cards.Oh and PAD's howevever small.
Thanks to Martin & the team at MSE towers for the wonderful MSE:D.It is not overstating things to say it has changed my life for the better.:D
It hasent quite sunk in to be honest.
I have not been credit card debt free for most of my adult life.
The two things that have helped me most are the 100 days challanges organised by the lovely Pap & paying the amounts I used to pay to my loans to my credit cards.Oh and PAD's howevever small.
Thanks to Martin & the team at MSE towers for the wonderful MSE:D.It is not overstating things to say it has changed my life for the better.:D
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
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Comments
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Congratulations Beanie...that is fantastic news xxxxxxx0
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Congratulations, great news
was Proud to be dealing with debt! LBM 12.09.09 [STRIKE]£23,157.76,[/STRIKE] 28/03/11 £12.827.07:eek: Not quite sure on debts now as kind of gone by the wayside but back on form now! Will edit as i figure them out
Hsbs CC £5313.73 Overdrafts (3) £3173.84, Marks and spencer CC £0 AA CC £3400.180 -
Well done , you must be over the moon. :j
It's great to hear someone has managed to do, means theres hope for me:beer:0 -
Congrats! What are you going to do to celebrate?Aim - BUYING A HOUSE :eek: by November 2013!Saved = 100% on 03/07/12 :j0
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Congratulations beanie.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
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Well done.
I've just taken the first step towards this. I cut up my cards and have drafted a plan to pay it all of my mid-2014!0 -
Well done Beanie....:beer::j:j:j:T:T
MM2Long Hauler No: 51
DMP Mutal Support Thread No: 207
Proud to be dealing with my debts
DFD - June '13, aiming for December '120 -
Thanks
Havent been shopping today but I have had cake!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:j Way to go Beanielou, inspiration for the rest of us!!!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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