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How to get a CCJ marked as settled on credit report
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Kazz81
Posts: 219 Forumite
Sorry, I dont even know if this is the right place to post but here goes anyway.
Does anyone have any information on how to get a CCJ that has been settled, marked as settled on a credit report? And how long does it take?
Also, I know these 'drop off' a credit report after 6 years-I presume that is 6 years from the date it was settled? Or is it 6 years from the date it was marked as settled?
Appreciate any help!
Does anyone have any information on how to get a CCJ that has been settled, marked as settled on a credit report? And how long does it take?
Also, I know these 'drop off' a credit report after 6 years-I presume that is 6 years from the date it was settled? Or is it 6 years from the date it was marked as settled?
Appreciate any help!
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Comments
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6years from the original date of the CCJ.
To get it marked as satisfied you need a certificate of satisfaction from the court to send to the Credit ref agencies.
If you paid the lender rather than the court then I think you'll need a letter from them or some proof it has been settled to give to the court to get the certificate.
http://www.trustonline.org.uk/understand-judgments-fines/certificate-of-satisfaction-satisfied-vs-unsatisfied-ccjs/A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Thank you-I had no idea where to start!0
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Ok the court has told me that the paperwork to have these as settled was sent to the registry over a year ago **sigh** will keep trekking to get this stuff removed though!
Sorry not removed-but marked as settled!0
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