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Advice!! Financial Advisor

Hi - I have recently been to citizen's advice bureau for debt advice and they were very helpful but now I feel as if I need some advice from a financial advisor to try and assist me in making the right decision that would be best for me in the long-term.

My options at the moment range from bankruptcy to facing 20 years of debt repayment.

Many thanks!

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    I wouldn't pay anyone for any advice.

    if you want a second opinion on what CAB have recommended there are other charities you could speak to
    https://forums.moneysavingexpert.com/discussion/2077631
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, speak to at least CCCS and National debtline. See what they have to say on it.

    I advise you get your SOA ready so they have figures to work with - http://www.makesenseofcards.com/soacalc.html
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
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