Smile loan

Moomum

I was offered a smile loan and the paperwork came throught this morning, however it says on the initial sheet that the loan form when signed is still subject to another check? Does this mean I still might not get the loan? Has anyone else had a loan from them, signed the forms and not got it? Hope it all makes sense...its my first post!

rh41

Smile is part of the co-operative bank which have very tight money laundering poilcies. I have products with the co-operative bank and every time i have applied for a product it has always said that and every time i have got it.
So i think your about 80% likely to get final approval.
Hope that helps.

Moomum

Thanks for your help, hope I have got it. anyone with any experience?

niccy

just applied for one myself the other day,haven't heard anything yet though

Moomum

I have sent the forms back but wondered if id hear anything else from the bank or will the payment just go in?

niccy

it says on the forms they will do a final check then whack it in my account.
Can't wait,i've already spent it in my head several times over:o
hope to hear something this week

niccy

smile, they say yes :T