We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Debt Free Help
winders
Posts: 7 Forumite
Hi I hope someone can advise me I have stupidly got myself into £6500 worth of debt. £3500 is on my mbna card which is interest free until march 2011. I have asked for an increase to £6500, but have been turned down so the other £3000 is on. my halifax overdraft. I'm planning to pay back around £250 per month. Has anyone got any advise for paying this back without having to pay the £2.50 interest charge per day with the halifax?
Any help would be gratefully received
Any help would be gratefully received
0
Comments
-
Ouch! Can you move to a bank with a better OD deal?Aiming to be debt & mortgage free by November 2018!0
-
Do you have any other credit cards? Old ones that are empty even?
How many credit checks have you had in the last 6 months?
You may be able to apply for another 0% deal from another provider. Did MBNA do a credit check when refusing you? Be careful who you apply to though - you want to be looking at super balance transfers, not ordinary credit card to credit card transfers.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards