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Debt Free Help
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winders
Posts: 7 Forumite
Hi I hope someone can advise me I have stupidly got myself into £6500 worth of debt. £3500 is on my mbna card which is interest free until march 2011. I have asked for an increase to £6500, but have been turned down so the other £3000 is on. my halifax overdraft. I'm planning to pay back around £250 per month. Has anyone got any advise for paying this back without having to pay the £2.50 interest charge per day with the halifax?
Any help would be gratefully received
Any help would be gratefully received
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Ouch! Can you move to a bank with a better OD deal?Aiming to be debt & mortgage free by November 2018!0
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Do you have any other credit cards? Old ones that are empty even?
How many credit checks have you had in the last 6 months?
You may be able to apply for another 0% deal from another provider. Did MBNA do a credit check when refusing you? Be careful who you apply to though - you want to be looking at super balance transfers, not ordinary credit card to credit card transfers.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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