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Anyone have any advice please?

*zippy*
Posts: 2,979 Forumite


Hi Guys
I've been trying to put this to the back of my mind, but its just hit me and i'm getting worried :sad:
We have just started the process of an insurance claim, due to subsidence on our extension, house ok as far as we know thank goodness. Engineer came out this week and said that they are now sure that it is the councils fault as they have put large trees right next to our property and they now have to get all the evidence together as the council is going to have to pay to put it right.
The thing is there is a £1,000 excess, and our property is always going to have the stigma of subsidence, which will up our insurance costs and make the property more difficult to sell, at the moment it is probably un-saleable. Its never going to worth the same as our neighbours now.
The question is should we get compensation and have any of you sued your local council. I was speaking to a lady who has had a claim going through for 3 years and she is no-where near a result. How much is this going to cost for solicitors :eek: We have enough debt as it is.
Can you put my mind at ease?
Please mods don't move it I only really come on here
I've been trying to put this to the back of my mind, but its just hit me and i'm getting worried :sad:
We have just started the process of an insurance claim, due to subsidence on our extension, house ok as far as we know thank goodness. Engineer came out this week and said that they are now sure that it is the councils fault as they have put large trees right next to our property and they now have to get all the evidence together as the council is going to have to pay to put it right.
The thing is there is a £1,000 excess, and our property is always going to have the stigma of subsidence, which will up our insurance costs and make the property more difficult to sell, at the moment it is probably un-saleable. Its never going to worth the same as our neighbours now.
The question is should we get compensation and have any of you sued your local council. I was speaking to a lady who has had a claim going through for 3 years and she is no-where near a result. How much is this going to cost for solicitors :eek: We have enough debt as it is.
Can you put my mind at ease?
Please mods don't move it I only really come on here
0
Comments
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Hey Zippy, get the daft so and sos down the council to remove the trees as its there fault. the only other stop gap thing you could do is dig up the garden and physically remove the roots of the trees. Again the council should do this. As for compensation, thats a job for a good solicitor like you say and an independent structural engineer. MavCurrent Debt £1300 - Egg 0%:cool:
Savings £5000:T
Official DFW Nerd Club - Member no. 161:D0 -
I would have thought that if you have all the documentation to say that the subsidence was due to the trees, and that the problem is now dealt with, that wouldn't be too big a problem when it comes to re-selling.
Have you spoken to a solicitor at all? It might be possible to get a first interview free of charge, and they would be in the best position to advise you about costs etc.0
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