📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Claim bank charges back after the account has closed?

shellyjane
shellyjane Posts: 38 Forumite
Part of the Furniture Combo Breaker
in Debt-free wannabe
Not sure if this is the right place but I have a quick question about reclaiming bank charges. Can you still claim back from a bank that has closed your account? Barclays closed my account last year when I was struggling to pay back back my overdraft. However I am still dealing with them as I still owe £2900 on the overdraft. Can I still claim back the old bank charges that I am sure make up most of my overdraft!?

Thanks for your advice!
Debt at highest (Jan 2006) £11,823.28 :mad:

Debt at present (October 2010) £0.00 :j

Comments

  • Honeybee_2
    Honeybee_2 Posts: 290 Forumite
    I'd like to know this too.

    If so, RIP Clydesdale Bank! :rotfl:
    Debt free in 2010 :beer:
    £6551.35 paid so far.

    This WILL be my debt free year! :T
  • poppy_f1
    poppy_f1 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i made a claim with abbey having closed the account down about 2 years ago
  • lightatendoftunnel?
    lightatendoftunnel? Posts: 169 Forumite
    I am claiming against accounts that are closed.
    DFW NERD 276: Proud to be dealing with my debts.
    Champagne taste and lemonade money!!! ;)
    Light bulb moment May 8th 2006
  • Honeybee_2
    Honeybee_2 Posts: 290 Forumite
    *rubs hands together menacingly*

    Anybody want a trip on the yacht I am going to buy?! :beer:
    Debt free in 2010 :beer:
    £6551.35 paid so far.

    This WILL be my debt free year! :T
  • saubryn
    saubryn Posts: 610 Forumite
    As long as the charges aren't going back futher than 6 years, you should be fine claiming them back.
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • oakdale_minx
    oakdale_minx Posts: 1,174 Forumite
    yes, go for it.Two of my reclaims are against closed CC accounts.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture