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Another card bites the dust!

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My OH and I have been working mega hard to clear our debt and we have just cleared off a card and a whole heap of bank charges. One card and two overdrafts to go and we will finally be debt free :j:j
Taking responsibility one penny at a time!
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Comments

  • elsie52
    elsie52 Posts: 1,902 Forumite
    Well done you.!!.. Its a great feeling to get rid of a card, its another step to being totally debt free.


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    It just feels amazing knowing that I am getting closer to the day when I can have savings and treat my DD!
    Taking responsibility one penny at a time!
  • Well Done!!!!

    I am just starting to try and get a handle on my debts, it's really inspiring to hear other people clearing their debts. Bet you feel great.
    [
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    I can't quite describe the feeling of relief and optimism I feel! This site has motivated me so much and the support has been overwhelming. Knowing that I am so close to freedom is amazing!
    Taking responsibility one penny at a time!
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I bet your sat there with a big silly grin on your face:D
    Well done:T:T:T:j:j:T:T


    Hope you're snowbaling;):A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done, the others will go down faster now as well so will be even more inspiring for you :D
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    well done it's great to know a debt of your list isn't it?
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Congratulations Rummer. It is great when you can see light at the end of the tunnel. Well done. Your post will cheer up a lot of people.
    00020165.gif
    Aiming for a minimal spend 2022
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    CONGRATULATIONS!!!!!!!!

    Cleared my first credit card yesterday myself. I have another to clear next month, then a loan the month after that. Then just my final big loan to look into.

    This site and its members certainly gives a lot of encouragement and very useful advice.

    It is a great feeling when you can see the light at the end of the tunnel. Anyone who is just starting on their road to being debt free, take heart, that once you make that first reduction in your debt, that light is getting closer.
  • beanielou
    beanielou Posts: 95,510 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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