Bankrupt - new SOA

bluezone

Hi guys,

Just thought I would share with you my latest SOA which I have been on since I have been bankrupt. 1 month on and sticking to it

Income:

Main job 1030.00
2nd Job 300.00
Bootsale/ebay 100.00 (usual more than this but only including 100/month incase there are months when money drops below this)

Total: 1430.00

Outgoings:

Rent 600.00
Housekeeping (food+cleaning) 200.00 (+ toileties)
Electric + heating 100.00
Water 20.00
Phone (landline + mobile) 50.00
Car - petrol, maintenance etc 185.00
Clothing 50.00
Council Tax 100.00
Prescription/Dentist/Optician 15.00
TV licence 11.00
Life Insurance/Pension 40.00
Building/contents ins 30.00

Total 1401.00

Left over: £29.00

Obviously there should be more left over each month as I have over budgeted but I didn't want to fall behind on bills again.

CLAPTON

do you track what you have actually spent and presumably there are now saving representing car and clothes future spending
and do you really spend nothing on going out?

frugglewump

You know that looks so simple & streamlined without CCs & APRs scattered all over the post.

Well done - 11 more & counting down?

bluezone

CLAPTON wrote:

do you track what you have actually spent and presumably there are now saving representing car and clothes future spending
and do you really spend nothing on going out?

If I spend any on going out then it comes out of one of the other items like clothing as I have not bought any this month and shopping etc. I have enough 8p packs of super noodles to keep me going if it came to it.

I even get a receipt for a loaf of bread from the local shop. Once a week I get all the receipts together and take them off my budgeted amount.

bluezone

frugglewump wrote:

You know that looks so simple & streamlined without CCs & APRs scattered all over the post.

Well done - 11 more & counting down?

You will get there. You've done well since your LBM

Verbatim

Wow receipts for bread. very impressive.

Well done.

bluezone

Verbatim wrote:

Wow receipts for bread. very impressive.

Well done.

Yes and a pint of milk