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Bankrupt - new SOA
bluezone
Posts: 772 Forumite
Hi guys,
Just thought I would share with you my latest SOA which I have been on since I have been bankrupt. 1 month on and sticking to it
Income:
Main job 1030.00
2nd Job 300.00
Bootsale/ebay 100.00 (usual more than this but only including 100/month incase there are months when money drops below this)
Total: 1430.00
Outgoings:
Rent 600.00
Housekeeping (food+cleaning) 200.00 (+ toileties)
Electric + heating 100.00
Water 20.00
Phone (landline + mobile) 50.00
Car - petrol, maintenance etc 185.00
Clothing 50.00
Council Tax 100.00
Prescription/Dentist/Optician 15.00
TV licence 11.00
Life Insurance/Pension 40.00
Building/contents ins 30.00
Total 1401.00
Left over: £29.00
Obviously there should be more left over each month as I have over budgeted but I didn't want to fall behind on bills again.
Just thought I would share with you my latest SOA which I have been on since I have been bankrupt. 1 month on and sticking to it
Income:
Main job 1030.00
2nd Job 300.00
Bootsale/ebay 100.00 (usual more than this but only including 100/month incase there are months when money drops below this)
Total: 1430.00
Outgoings:
Rent 600.00
Housekeeping (food+cleaning) 200.00 (+ toileties)
Electric + heating 100.00
Water 20.00
Phone (landline + mobile) 50.00
Car - petrol, maintenance etc 185.00
Clothing 50.00
Council Tax 100.00
Prescription/Dentist/Optician 15.00
TV licence 11.00
Life Insurance/Pension 40.00
Building/contents ins 30.00
Total 1401.00
Left over: £29.00
Obviously there should be more left over each month as I have over budgeted but I didn't want to fall behind on bills again.
😁
0
Comments
-
do you track what you have actually spent and presumably there are now saving representing car and clothes future spending
and do you really spend nothing on going out?0 -
You know that looks so simple & streamlined without CCs & APRs scattered all over the post.
Well done - 11 more & counting down?Still wish I could buy a TARDIS instead of a house!0 -
CLAPTON wrote:do you track what you have actually spent and presumably there are now saving representing car and clothes future spending
and do you really spend nothing on going out?
If I spend any on going out then it comes out of one of the other items like clothing as I have not bought any this month and shopping etc. I have enough 8p packs of super noodles to keep me going if it came to it.
I even get a receipt for a loaf of bread from the local shop. Once a week I get all the receipts together and take them off my budgeted amount.😁0 -
frugglewump wrote:You know that looks so simple & streamlined without CCs & APRs scattered all over the post.
Well done - 11 more & counting down?
You will get there. You've done well since your LBM😁0
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