First month without credit card

blt

I just wanted to say thank you to everyone who posts and replies on here. I know it might only be a small step, but August was the first month I didn't use my credit card! Before that I was so bad I would make the minimum payment and then put £30 or so back on. Argh! I feel dead pleased with myself though!:j :j :j

MustStopSpending

Me too, feels great doesn't it? I'm so motivated to sort myself out and little things like this keep me going!

Well done, lets do the same for September!!

blt

Go us!!! I'm well impressed!

taplady

Well done!!! I've been without mine for a year now and havent really missed it. I just love using cash !;) its really satisfying to know that something's actually paid for!!! I just save up for what I want and if I havent got the cash I dont have it! simple as that!

Of course I havent always been like that or I wouldn't be on this site!:rolleyes: I just wish I'd done it years ago.Still better late than never! debt free in 2010!:j :j :j

debbycatz

Well done :j

July was my first attempt at money saving and sticking to my budget and I was successful at that too. I actually have money set aside for christma, birthdays and haircuts now, which has never happend before.

It's a great feeling of controlling money, rather than it controlling us.

Keep it up