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My Statement of Affairs
DutchLotteryman
Posts: 26 Forumite
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 1
Number of children in household......... 0
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1367
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1367
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 490
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 15
Gas..................................... 15
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 5.5
Mobile phone............................ 45
TV Licence.............................. 2.5
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 40
Clothing................................ 0
Petrol/diesel........................... 50
Road tax................................ 15
Car Insurance........................... 30
Car maintenance (including MOT)......... 0
Car parking............................. 7.91
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 735.91
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1600
Other assets............................ 0
Total Assets............................ 1600
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
hsbc...........................142.......5.........20
hbos...........................4042.8....72........22
v mbna.........................950.......25........20
Total unsecured debts..........5134.8....102.......-
Monthly Budget Summary
Total monthly income.................... 1,367
Expenses (including HP & secured debts). 735.91
Available for debt repayments........... 631.09
Monthly UNsecured debt repayments....... 102
Amount left after debt repayments....... 529.09
Personal Balance Sheet Summary
Total assets (things you own)........... 1,600
Total HP & Secured debt................. -0
Total Unsecured debt.................... -5,134.8
Net Assets.............................. -3,534.8
Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using other browser.
Household Information
Number of adults in household........... 1
Number of children in household......... 0
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1367
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1367
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 490
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 15
Gas..................................... 15
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 5.5
Mobile phone............................ 45
TV Licence.............................. 2.5
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 40
Clothing................................ 0
Petrol/diesel........................... 50
Road tax................................ 15
Car Insurance........................... 30
Car maintenance (including MOT)......... 0
Car parking............................. 7.91
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 735.91
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1600
Other assets............................ 0
Total Assets............................ 1600
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
hsbc...........................142.......5.........20
hbos...........................4042.8....72........22
v mbna.........................950.......25........20
Total unsecured debts..........5134.8....102.......-
Monthly Budget Summary
Total monthly income.................... 1,367
Expenses (including HP & secured debts). 735.91
Available for debt repayments........... 631.09
Monthly UNsecured debt repayments....... 102
Amount left after debt repayments....... 529.09
Personal Balance Sheet Summary
Total assets (things you own)........... 1,600
Total HP & Secured debt................. -0
Total Unsecured debt.................... -5,134.8
Net Assets.............................. -3,534.8
Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using other browser.
Comps won: 10,000 Tesco Clubcard Points (09/2011)
0
Comments
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That's very nice for you. Why in the name of Baby Jesus have you posted it?0
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I am assuming you still live at home with there being no council tax, low telephone, low TV licence etc.
You have £529.09 after your bills - Do you actually have this left? If not keep a spends diary. Dont make the minimum repayments when you can afford to pay more.
(Fang - Thats not a very nice attitutde btw babe - OP might generally want some advice x)0 -
I actually agree with Fang, reason being, the OP has not put anything down besides the statement of affairs.
Can OP please tell us all what you are looking for?0 -
your all very cynial this morning lol never thought of giving someone the benefit of doubt? x0
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your all very cynial this morning lol never thought of giving someone the benefit of doubt? x
And as I have said, maybe they could actually tell us what help they want. We are not mind readers, they show as having a good amount left over.
Do they want us to help with what to try to pay off first? Are we to advise what they may have missed?
Sorry but if someone doesnt tell us, what can we do?0 -
Your mobile bill is really high, I have PAYG- about £30 a year. I think mobile phones are emergency measures, use email or landline.Tallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!0
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