We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help finding a mortgage broker

Hi

I want to use a free whole of market mortgage broker to find the best mortage deal. My estate agent said that they have one on site but i'm a bit concerned that they will talk and the EA will then know exactly what i can afford!
What is the best idea, should i go to one in another estate agent?

I work in the north oxfordshire area if there are any recommendations?

I would prefer face to face but may contact the one recommended by Martin (London and County). Thanks

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    mini-me66 wrote: »
    Hi
    My estate agent said that they have one on site but i'm a bit concerned that they will talk and the EA will then know exactly what i can afford!


    That is exactly the downside of EA advisers - not all, but most.

    Not all EA advisers will be whole of market - so potentially not offering the best deals.

    Can you ask friends or family for a recommendation?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • mini-me66
    mini-me66 Posts: 138 Forumite
    Thanks for your reply.

    I've asked most of my local friends and family and the majority didnt use a broker and either just went with their bank, or found one online so not much help!! I dont have many friends who are on the property ladder yet!

    I'll try one in an estate agent in another town who wouldnt influence my buying or selling. I'll be sure to check that they are whole of market!
  • It appears it is OK for me to post this sort of thing (apologies to MODs if I have got this wrong), so .....

    www.searchmortgagebroker.co.uk (paid for site, includes 'IFAs' who choose to register)

    www.ifa-guide.co.uk (free registration site covering IFAs and mortgage brokers)

    www.mortgagebrokerlocally.com (free registration)

    www.ourproperty.co.uk (free registration)

    or try business directories such as

    www.thompsonlocal.co.uk (free listing with paid for highlighting)

    www.yell.com (free listing with paid for highlights)

    www.freeindex.co.uk (free listing only with ranking based on testimonials)


    .... also bear in mind that a good broker/adviser at a distance may be better than a local fool (hence friend/family referral is often the best bet).

    Not a complete list by any means but a starting point for you - contact a few by all means, see who talks common sense (and listens to you) and choose.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.