Hassle from Egg

wolfers

Now that I've been declared bankrupt, I've started answering the phone again. Egg keeps pestering me and there's something about their tone that winds me up. The guy (it's always the same one) claims I am required to give him details about my bankruptcy. I think he's wrong and I keep telling him he will hear from the OR in due course.

Who's right?

IF

Your right......all you give them is your BO number and the court you attended only and hang up lol x

fermi

What details are they asking for?

wolfers

fermi wrote: »

What details are they asking for?

Well, to be fair, he only wants the name and address of the OR, the bankruptcy number, court, date and so on. It's just his tone winds me up and so I tell him nothing.

Back when I was trying to avoid bankruptcy, I wrote to Egg and offered to double my payments if they would reduce the interest rate. They refused. Well, that was a bit dumb of them, wasn't it.

fermi

wolfers wrote: »

Well, to be fair, he only wants the name and address of the OR, the bankruptcy number, court, date and so on. It's just his tone winds me up and so I tell him nothing.

Well, there's no legal obligation for you to provide that info over the phone.

It's not an unreasonable request however.

I know Egg are complete tits, but that is another matter.

wolfers

fermi wrote: »

It's not an unreasonable request however.

Well, I know you're right. Like I say, it's just his tone. And his timing. He usually calls when I'm nowhere near my paperwork, so I don't have the info anyway. And, given that I'm not lying about being bankrupt, he'll find out soon enough.

JCS1

wolfers wrote: »

Well, I know you're right. Like I say, it's just his tone. And his timing. He usually calls when I'm nowhere near my paperwork, so I don't have the info anyway. And, given that I'm not lying about being bankrupt, he'll find out soon enough.

If you don't have the paperwork to hand, suggest that he looks it up on the insolvency register, it will give him the details there too.

fermi

I can understand that.

If Egg could be bothered, they could look up your BR online, so they have no real excuse.

Loopy1

Im constantly being hassled from MBNA and I have already provided all the details they should need. They are still phoning me at work and my colleagues are taking their calls when I am not there. The next time they get me on the phone I am going to go off on one :mad:

NittyGritty

i went bankrupt back on 10th of june, recieved letter from egg this morning say OR as been in touch saying ive gone bankrupt n not to use the card etc, it went on to say we will be pursuing to look to recover the balance i owe etc, is this right ? can they do this even tho i wont have any surplus left, on my SOA, i mean if i,m not given an IPA can egg look to recover any money from me?

debtinfo

no they cant, what they are trying to say in the most scary way possible is that they will fill in a form for the OR saying how much they are owed and the OR might give them some money if there is any to be given out, as simple as that