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Help to Clear Wonga Payday Loan

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  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    If your bank card is a Visa, they will re-connect it to your bank account.

    Question is, why take-out/increase a loan to pay-off another loan? That is just asking for trouble.

    Try applying for a loan through Sainsburys or Tesco. If you have either a Nector or Clubcard card then you pick-up loads of points.

    I have a terrible credit record, but Sainsburys didi me a large loan at 8.9% over 5 years.
    If you pay this off on time it will look good on your credit file.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • louie31
    louie31 Posts: 40 Forumite
    Thats for advising me that.

    But most loans dont look at you if you have bad credit record.

    Many i ask how bad yours was that you got a loan with sainsburys?

    I would take a loan to repay these payday loans with the hope of getting back on track of repairing my credit.

    I have been turned down by vanquis card for a credit card so that must be a bad credit record for me
  • ILW
    ILW Posts: 18,333 Forumite
    Still not told the husband then?
    He is going to be in for a nice surprise when his finances collapse.
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