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capquest urgent advice needed
sal176
Posts: 6 Forumite
hi, can anyone who has dealt with these people advice me. ( i am new to all this)
they have taken over a credit card that i owe money on (£1500) and bombard me with calls sometimes up to 5+ a day and send countless letters from a solicitor, i can't remember signing a credit agreement with the card company when the card was taken out and as i don't work i have offered to pay £5 a month, because i have defaulted on past payments due to them insisting on a stupid amount i couldn't afford they are reluctant to let me do this, the last time i spoke to them i was given some bank details and told to set up a standing order, since then 2 payments have been made and now they are telling me no payment has been received since feb 2010 even though the two £5 payments are showing on my statement surely if i offer to make a payment they have to except and can't badger me afterwards for more,?? any advice would be great!!!!
they have taken over a credit card that i owe money on (£1500) and bombard me with calls sometimes up to 5+ a day and send countless letters from a solicitor, i can't remember signing a credit agreement with the card company when the card was taken out and as i don't work i have offered to pay £5 a month, because i have defaulted on past payments due to them insisting on a stupid amount i couldn't afford they are reluctant to let me do this, the last time i spoke to them i was given some bank details and told to set up a standing order, since then 2 payments have been made and now they are telling me no payment has been received since feb 2010 even though the two £5 payments are showing on my statement surely if i offer to make a payment they have to except and can't badger me afterwards for more,?? any advice would be great!!!!
0
Comments
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Just dont speak to them and keep it all in writing. Refuse to confirm your id. These are experts at bullying you into agreeing to things you cant afford. You pay what you can afford not what they want.
You can send a cca request where they have to send a copy of the agreement.
https://forums.moneysavingexpert.com/discussion/25329270 -
Report these rogues to the OFT & trading standards asap.
Cancel your SO as well - do not pay them another penny as they have no legal authority to it, only a court has this power.
No proof of debt = no payments = end of.0
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