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please advise!
littleclover
Posts: 38 Forumite
Hi
Do companies have to inform you that they will be marking your credit file with a default and get some sort of acknowledgement or can the simply mark it without telling you first?
thanks
Do companies have to inform you that they will be marking your credit file with a default and get some sort of acknowledgement or can the simply mark it without telling you first?
thanks
0
Comments
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Unfortuantely they can just mark your file without telling you. Its a bad system the whole credit check/file system, and who can access it and who can 'mark it'. I think there should be a intemediary regulatory organisation between you and the company claiming a default/ none payment etc then they can assess if valid or not and update each file. I don't feeel a 16 year old debtors clerk working for a small debt collection agency should be able to determine your future credit by deafulting you or worse.!"£$%^&*()0
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hi
thanks for that and i agree fully!!!!0
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