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Incorrect Default Dates on Credit Report

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  • itsnowtime
    itsnowtime Posts: 288 Forumite
    Whiy isn't life as simple as we need it to be sometimes.

    Can't believe that after closing my account they have added a default notice afterwards and backdated it!

    https://forums.moneysavingexpert.com/discussion/2583411
  • chris_h16
    chris_h16 Posts: 123 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi
    I know this thread is a little old.
    I'm in the same situation, how did you get on itsnowtime?
    I'm still in my DMP and have defaults registered but don't think i received any default notices. If i pursue to get it removed, even if they do remove it as being unlawful, can't they just register another default but a legal one before I've paid the debt off?
    If the default is unlawful, does that mean they remove it but i carry on with the reduced payments, or does it mean i can say the account is now void?
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