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Mortgage minefield
chippydog
Posts: 23 Forumite
Not really sure where this query lies and its probably a vert common problem. Recently got knocked back on a mortgage with my girlfriend as our credit score wasn't good enough. I had 2CCJs which were satisfied 4 and 5 years ago but they were still on my credit history. I now have certificates to say they are satisfied. How can i A) improve my credit score and 
make sure these CCJ's do not keep appearing? I have had no credit since 2005/2006.
make sure these CCJ's do not keep appearing? I have had no credit since 2005/2006. 0
Comments
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Depends when the CCJs were registeredHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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one in 2005 and one in 2006 both paid in full shortly after issue0
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Well for a start, they will stay on your credit file until 2011 and 2012 respectively.
Make sure on your reports that it states they are settled.
There are ways to improve credit - Vanquis card etc, have a look at some of the tips on this site.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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