AIC Query

Bondgirl2003

Hi,

Can I just sound you guys out for a bit of advice please.

I have been recieving several phonecalls from a company called AIC based in scotland regarding one of my debts.

I am aware the debt exists and it is owed to NatWest Bank, out of the blue this AIC contact me emanding instant payment which is impossible. I wrote them a letter firstly stating I will only communicate via written forms (I am on strong pain medication which can confuse me) and for them to send me proof that they own the debt following which I will discuss repayment.

Well they have continued to telephone me - after 10pm sometimes. They also sent me a first letter with a standing order form but this is the bit I am suspicious about.

It looks really amateur, the letter was on a badly photocopied letter head just a header no other info about the company then a general typed letter. And still no proof they are legit and own my debt

Can any one advise if I should form a payment plan with them or still press for more information on them, if so how?

Thanks for your help

mattp_3

Hi

You could write to Natwest and get them to confirm that the debt has been passed to AIC - but if it is Allied International Credit then I can confirm that they are a real collection agency and have been established for a number of years.

But they are not allowed to call you after 8pm or 9pm (sorry cant remember which) there is more info on the Payplan site here - http://www.payplan.com/debt-library/bailiffs-harrassment.php

I think the photocopied sheets is just their way of cutting costs!

Probably not the nicest people to deal with but should be fine to setup a regualr payment with them?

Hope that helps
Regards
Matt