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Monday 21st June - What small DFW things have you done today?!
pixiechick99
Posts: 3,745
Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
:D
Gooooood morning lovelies:T
A really quick post from me today - for the first time in ages I have to go out this morning - DD2 is off on a school trip for the week so got to wave her off at school....awww I'm going to miss her!
Off to the farm shop for a cuppa and cake with some other mums after...nice.
Hope you all had a fab weekend and that the sun is shining where you are:D
Ok, my list:
Have a great day:beer:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Gooooood morning lovelies:T
A really quick post from me today - for the first time in ages I have to go out this morning - DD2 is off on a school trip for the week so got to wave her off at school....awww I'm going to miss her!
Off to the farm shop for a cuppa and cake with some other mums after...nice.
Hope you all had a fab weekend and that the sun is shining where you are:D
Ok, my list:
- check banking
- daily scratch
- packed lunch for DD2
- not an NSD...but will keep it low
- meal from plan tonight - dd1 cooking spag bol
- mince out of freezer
- investigate buying a 2nd freezer
- washing on quickwash and on line to dry
- water heating on for minimum time
Have a great day:beer:
I really need to sort out a new signature!
0
Comments
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Goooood morning! Thanks for starting the thread Milly, hope DD has a fabulous time!!
Pheeeeeewww, been a busy old few days for me. My darling brave DD had her tonsils out on Weds, she has been so brave, had a rough few days but getting better now. She is off school all this week, so I am off work for a couple of days, then she will stay at my mums for the end of the week.
Soooooo....what am I doing today?
- check online banking
- update my snowball
- update my grocery spreadsheet
- small hokey cokey
- water garden
- put clean washing away
- tidy through
- do all comps ending 22/06
- should be LSD - just got to pick up my mums bday pressie (which is budgeted for)
- chicken casserole about to go in slow cooker
- make fairy cakes
Think thats about it!
Have a lovely day everyone xxxxx0 -
Usual kind of [STRIKE]mid-week [/STRIKE] weekday
stuff for me today:- Porridge with raisins (cheaper than cranberries)
- Dug out something to take to work - cheese & leftover pesto sandwich
- No NSD as sponsoring someone at work £5
- Making some more wedding invites - so much cheaper than buying them ready made!
- Enjoy a free cuppa in work
- Put some coins in the jar - this weekend I found 20p in the laundry basket, 50p on the floor and another 20p under the computer! Result.
xx0 -
Hey chaps - Mogchops hugs - both DS and I have had ours out. belurgh
Hey millie lovely to see you starting the thread
Quick list today
Post 3 amazon sales
Lots work
Freecycle thing to be picked up at 12 today - must meet the lady at hte house
Write up
Find purse *ahem* no idea where it is
CHeck banks later
Strimming at old house - water greenhouse
Move plants to one room in new house
Move fish tanks out the car (!) both of them
PAD to cc if I can
Charge phone at work
HM dinners
No idea what else yet!!
Dashing to work. xxTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning all :hello:
Hope everyone is well...where has all the sunshine gone??
Quick list for me today:- Bottle bank
- Get paper and bread
- Use very litle petrol and a low spend day
- House tidying/cleaning
- Post a couple of letters
- Start getting bits together for holiday
Go on Saturday 
- List of foody bits needed
- Walk pup for free excerise
- Dr Who on i-player
- House being surveyed at 2pm - due to being successful in local community project grant...new bolier, loft installation and whatever else they feel is essential work on the house

- Visit nana this evening
- Couple of calls using free minutes
- Bit of reading
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 -
Morning all. We had a busy weekend - completed 27 jobs from my list of 31! Busy, busy...
Well today I have:- run DW overnight and now emptied
- run WM overnight and hung out to dry
- had a bath before 7 o'clock so using cheap rate elecricity
- checked banking
- checked for surveys
- had home-made granola with organic, allotment strawberries for breakfast

- deliver half a dozen eggs and get paid
- just buy two plain rolls for lunch as I have butter at work and left over roast gammon to put in them
- send DH off to visit his parents for a few days with presents of our eggs, strawberries and a jar of home-made grapefruit marmalade
- catch up with household accounts when I get home
Why am I worried? My boss is a real control freak and will probably go mad! :eek:Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning all!
Giving myself a kick up the bum and back onto the MSE trail (old MSE-er but somewhat lapsed!), especially needed now as we are expecting baby 2 in December :j. Some of these things might look like biggies but obviously are not things I can do every week ie sell car lol!
Today:
BIG
Do a ring around and sell our car (not as dramatic as it sounds- it's Sorn'd, and in bad shape but I can get £80-£100 for it). I don't drive, DH walks to work, preschool etc is all very closeby so we are going carless for a while to save up and get a better car before baby.
Cancel car insurance (unless there is a big penalty) and RAC cover.
Sell gazebo & event/picnic table no longer required.
SMALLER:
Freezer/fridge/cupboards sortout - use up week, and alter online weekly shop accordingly.
Review all my incomings / outgoings inc DD's
Get some things on freecycle (less cluttered, more organised).
Start a NSD log
Order soapnuts (split order with Mum)
Think that'll do for a start off :eek:MSE-ing since 2007
Make £2026 in 2026 - Member no. 7
£35/£20260 -
Morning all!
Mogchops - bleugh to tonsils. Remember very clearly having mine out! Hope DD is on the mend quickly. At least she has some sunshine today to cheer her up!
Triangle....I think we have your sunshine here!:D
Going to turn pooter off in a mo and get on with stuff, or I'll be sat here all day!!!:eek:
* Two lots of washing at 30'c and line drying
* Checked on-line banking...not too bad!:)
* Storecupboard lunch and dinner
* NSD - hopefully!
* Mask up skirting and coving in living room so me and OH can just crack on with glossing after tea tonight
* Make some small cakes as house is cakeless!!!:eek:
* Go to work
* Work out mealplan for week as haven't done it yet!
Miss P
xx**Keep Calm and Carry On!**0 -
Morning all,
My list for today:
[STRIKE]Pay cheque in bank
See my nan
Run errands in town for my nan who isn't feeling well
Took nan to the docs
Go to Mr T get stuff for dinner and for my mum
Visit my mum[/STRIKE]
[STRIKE]Make roast dinner
Do comps
Check job sites[/STRIKE]
[STRIKE]Complain to Tesco Head Office[/STRIKE]
[STRIKE]Email friend back[/STRIKE]
[STRIKE]Check banking[/STRIKE]
[STRIKE]Email another estate agents to arrange a valuation, not sure I am happy with current estate agents
Enquiry about auctions[/STRIKE]
[STRIKE]Put washing hanging up away[/STRIKE]
[STRIKE]Put new wash on and hang to dry - on[/STRIKE]
[STRIKE]See to pets and changed litter
[/STRIKE]
Tidy up downstairs after pets
[STRIKE]Do the dusting[/STRIKE]
[STRIKE]Take rubbish out[/STRIKE]
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Mid week La-E? I wish I did your job, I'm day one today!
Today is started with a realisation I have major back ache and major sun burn...grr. Well this is due to sitting in the sun chopping up some pallets into bags of kindling for the winter, I have 4 bags = £20 worth of kindling. I also have LOADS of wood left to process that I was just too tired to do yesterday!
Not sure the ache and burn is worth £20???
My list today is:-
- HC on over night (rescued "free" stuff from DB2's garage)
- HC on line to dry
- Get invoicing together
- Check banking/CC's
- Phone tax credits to try and update with CB number and impress the urgency on them
- Text friend to see if she can have DD on Wed AM due to NSOH being an idiot
- Chicken out of freezer to make dinner, not sure what yet
- Definately sparkle!
JxNothing to report as yet...give me a minute...!0 -
Monday Morning Yay:j........................ (well maybe)
Had a lovely weekend theatre on friday night, scout and guide summer fete on saturday cooked bbq (felt shattered on sunday) Yesterday spent day with ds and dd. Jacuzzi !!! yesterday evening, totally relaxed.
So today I will
check online banking
do motivational lists/planner
use cc vouchers for dinner out this evening
Do rainbow letters and print out plan I did for activities yesterday
Clean bathroom/downstairs loo with stardrops
Email solicitor and send off forms
I am determined to get back into the swing of things this week without that panicky feeling that I haven't got stuff done:o
Have a good monday everyone:DMy finances are work in progress.Normal veiwing will resume shortly0
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