I want to check my credit rating for free..

syedlfc

How do i check it can anyone link me to a sight..to where i can check it...?

downnotout

You can view your Experian credit file (although there are others) at the following link http://www.creditexpert.co.uk/
This is a free 30 day trial, but they take debit card info and bill you if you use it past 30 days. Make sure you cancel your membership before then. They may have to send you a pin through the post to access the file, as part of the security check.

You may want to read this article before hand
http://www.moneysavingexpert.com/loans/credit-rating-credit-score

syedlfc

downnotout wrote: »

you can view your experian credit file (although there are others) at the following link http://www.creditexpert.co.uk/
this is a free 30 day trial, but they take debit card info and bill you if you use it past 30 days. Make sure you cancel your membership before then. They may have to send you a pin through the post to access the file, as part of the security check.

You may want to read this article before hand
http://www.moneysavingexpert.com/loans/credit-rating-credit-score

thanks mate...i've checked it..i've only had 2 late payments on my overdraft and i have gone over my o/d limit twice.. and 3 late payments on my credit card..

But i want to find out my credit score..do i have to pay 5.95 to find out...

Only two companys have made searches on my name...experian and orange - my mobile phone provider..

Fergie76

Don't pay for your Credit Score from a CRA, as it means nothing. CRA's don't provide credit, so it's pointless, other than wasting £6.

All Finance Companies use their own Credit Scoring. If you really want a credit score, give me the £6 and I'll give you a score.

syedlfc

Fergie76 wrote: »

Don't pay for your Credit Score from a CRA, as it means nothing. CRA's don't provide credit, so it's pointless, other than wasting £6.

All Finance Companies use their own Credit Scoring. If you really want a credit score, give me the £6 and I'll give you a score.

On a serious note..cheers i will look into it..

syedlfc

I just read the report and its useles.. i only made and few late payments and i knew that without reading the report...so its a waste...going to phone up tommorow and cancel the membership..its useless..