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Dad moved to care home is he still a taxpayer?

2

Comments

  • margaretclare
    margaretclare Posts: 10,789 Forumite
    I still don't understand why a member of family is expected to pay though.

    I don't understand this either. I thought that only the person concerned had his/her income/assets assessed for this purpose.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • sloughflint
    sloughflint Posts: 2,345 Forumite
    I don't understand this either. I thought that only the person concerned had his/her income/assets assessed for this purpose.
    Further down on the same page I read this:
    What if the home costs more than the Local Authority are prepared to pay for?

    You will be permitted to top-up your fees during the temporary disregard of your property period or whilst your property is on the market as long as the value of this and other capital exceeds £23,000. If the local authority is funding your care they will allow a top-up from a third party who is able and willing to do so over the long term. You are not allowed to top-up the fees yourself from your remaining £23,000.
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes, but SS are not HMRC. You were asking about his tax status.

    His personal tax allowance goes up to £9640 in the tax year in which he becomes 75. AA is non-taxable.

    Tax year where he becomes (or in this case became) 65 surely?
  • tiptoes27
    tiptoes27 Posts: 167 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    We were told that the max SS would pay is £424.00 and were given a list of homes that accept this rate. Unfortunately they were all truly awful and we were lucky enough to have a member of the family who can afford to pay the difference, so we looked at other homes. My Dad actually moved into the home today which is incredibly difficult for us all.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ahh, bless him, it must be a very difficult time for you all.

    I lost my brother to this disease a few years ago, the dementia came on quicky and devastatingly. It took only 18 months to claim his life.

    He was 51 years of age...............

    My thoughts are with you, remember the good times and bless every moment you can spend with him.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • MrsE_2
    MrsE_2 Posts: 24,161 Forumite
    10,000 Posts Combo Breaker
    We were told that the max SS would pay is £424.00 and were given a list of homes that accept this rate. Unfortunately they were all truly awful and we were lucky enough to have a member of the family who can afford to pay the difference, so we looked at other homes. My Dad actually moved into the home today which is incredibly difficult for us all.

    Thats awful:(
  • tiptoes27
    tiptoes27 Posts: 167 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    McKneff wrote: »
    ahh, bless him, it must be a very difficult time for you all.

    I lost my brother to this disease a few years ago, the dementia came on quicky and devastatingly. It took only 18 months to claim his life.

    He was 51 years of age...............

    My thoughts are with you, remember the good times and bless every moment you can spend with him.

    So sorry to hear about your brother, that is so young. Yes it a very difficult time. My Dad is 74 and was diagnosed only 18 months ago so it has been a very rapid decline. We never thought either one of our parents would have to go into residential care. We have found him somewhere we are happy with and are now trying to sort out all the practical issues and look after Mum. Thanks for all your replies.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Tax year where he becomes (or in this case became) 65 surely?

    No, there are three bands. From HMRC's site:

    There are three levels of Personal Allowance Personal Allowance
    2010-11 tax year
    Income limit
    Basic
    £6,475
    £100,000
    Age 65-74
    £9,490
    £22,900
    Age 75 and over
    £9,640
    £22,900

    The OP has already said that he's in the top band.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    We were told that the max SS would pay is £424.00 and were given a list of homes that accept this rate. Unfortunately they were all truly awful and we were lucky enough to have a member of the family who can afford to pay the difference, so we looked at other homes. My Dad actually moved into the home today which is incredibly difficult for us all.

    Ah, this explains it all.

    I do hope that your Dad is comfortable and happy where he is.

    Isn't this a sad indictment, though? Anyone who was not in the fortunate position of having a relative willing/able to do this would be forced into one of these 'truly awful' places - can't even call them 'homes', because home is where you belong, where you do your own thing, have your own pursuits and possessions around you. There have been people who used to go to our church, now they're in a 'home' and they can't come to church or have to leave before the end, because lunch is served at midday sharp and if they weren't there, they wouldn't get any. Not my idea of 'home'!
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • novice-saver
    novice-saver Posts: 184 Forumite
    Nothing at all to do with tax, but the business of "third party contributions" (I.E. family) to top up care fees was repealed in April 2009:

    http://alzheimers.org.uk/site/scripts/documents_info.php?categoryID=200137&documentID=125&pageNumber=1

    under this heading - "Will the person's relatives be liable?"

    It seems a lot of local authorities still try it on though.
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