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Mortgage with Debt but Good Credit Score

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Comments

  • TBeckett100
    TBeckett100 Posts: 4,732 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    try for a mortgage with halifax. the higher the credit score the less paperwork they need....
  • woody01
    woody01 Posts: 1,918 Forumite
    I have just had the worst weekend of my life. That didn't really help. I'll speak to a broker tomorrow.

    You are lucky you don't have *real* problems then.
  • neas
    neas Posts: 3,801 Forumite
    Britannia do 4.25x multiples and allowed my wigfe to be on the mortgage.

    so 4.25 your partners income and they put you down as a housewife.. even if you aint. I had similar situation where i could afford mortgage on my own but wife didnt have enough wage slips and she is in temp job.. so was easier to do it that way.

    Whats the price of the house you'd like to buy? whats your partners salary
  • Trollfever
    Trollfever Posts: 2,051 Forumite
    neas wrote: »
    Britannia do 4.25x multiples and allowed my wigfe to be on the mortgage.

    so 4.25 your partners income and they put you down as a housewife.. even if you aint. I had similar situation where i could afford mortgage on my own but wife didnt have enough wage slips and she is in temp job.. so was easier to do it that way.

    Whats the price of the house you'd like to buy? whats your partners salary

    Check out OP's other posts both here and on DFW!
  • neas
    neas Posts: 3,801 Forumite
    All i can see is hugz... but no raw figures. notwithstanding the hidden debt thing.. and relationship issues she has to work with I would like to know how much his salary is or what multiple the 175k was based on.

    What equity they have in their current property etc etc.
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