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rEMORTGAGE - Does a mortgage deed have to be signed
TBeckett100
Posts: 4,732 Forumite
Hi ,
I recently applied for a remortgage to a new deal with another lender. since then we have gone under offer on our home so i didnt return the mortgage deed to the lender (the deal is no longer available and not tfr'able to new property). they normally write to chase me every 2 weeks and the initial completion date has passed as i never sent back the docs.
i received yesterday a completion statement for 22nd June. I called to ask them to stop it, but suely if i havent signed the mortgage deed
a) they cannot place a charge on the property
b) should not proceed anyway...
seems a bit odd.
I recently applied for a remortgage to a new deal with another lender. since then we have gone under offer on our home so i didnt return the mortgage deed to the lender (the deal is no longer available and not tfr'able to new property). they normally write to chase me every 2 weeks and the initial completion date has passed as i never sent back the docs.
i received yesterday a completion statement for 22nd June. I called to ask them to stop it, but suely if i havent signed the mortgage deed
a) they cannot place a charge on the property
b) should not proceed anyway...
seems a bit odd.
0
Comments
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bump, if anyone can advise...0
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I'm sure they shouldn't be able to do anything without a signed Mortgage Deed.Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0
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