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Please Help
MsMac_2
Posts: 2 Newbie
Hi, I am trying to sort myself out so I can get a joint mortgage with my boyfriend, and I am in need of a couple of answers to help,
Firstly, I have a formal overdraft on my account which I use every month, will this be affecting my credit rating or is it only when I go over it?
Secondly, once I have cleared my debts, how long my credit rating affected for?
Thanks in anticipation. :question:
Firstly, I have a formal overdraft on my account which I use every month, will this be affecting my credit rating or is it only when I go over it?
Secondly, once I have cleared my debts, how long my credit rating affected for?
Thanks in anticipation. :question:
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Copied to a new thread.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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