to clear or not to clear

sxi-kenny

as some of you will know, i won £1148.70 on william hill casino without having to spend anything. nw the money hasnt been paid in yet but im pretty confident it will as it said withdrawl succesfull.

now i have one loan outstanding of £750 with royal liver, which isnt due to be paid back till 2010, do yous reckon i should just clear it of just now ( no early re-payment penalty) and be debt free for the first time in years ? or shall i spend the money on some treats for myself ?

in the long run itl probably be best to clear it just now, but the excited kid in me wants to spend it on myself !

postingalwaysposting

clear it you can spend the rest on yourself :rolleyes:

anniebooklover

Repay the debt!!!! It still leaves you with a few hundred to spend on frivolities. Treat yourself in the knowledge that you have ABSOLUTELY NO DEBT!!!! You lucky person you. :j

laccal

just think of the great relief of being debt free
and
you still have a few quid left over

either way well done

vodkabarbie

Clear IT! that will be the best feeling ever

oakdale_minx

clear it!!!!!!!!!!!!!!!!!!!!!

It is sooooo tempting I know, but clear the debt, and treat yourself with the leftover!

sxi-kenny

oh well thats a resonding yes, as soon as the money as been paid into my account im on the phone to royal liver to get it out of the way

Thanks guys

piglet6

Yep, I agree with all the others, Kenny. You will be debt-free (which will be fab!:T ) and I bet if you had "just" won 400 with WH you would have been pretty pleased - try to think of it as a 400 win for no money down and you won't feel so hard done by...:p

Also, going forward you now owe nothing to anybody - so any money you have left over at the end of the month (once the bills are paid, of course!:rolleyes: ) is all yours to do as you like with...every month from now on - now that can't be a bad feeling!?!;)

Piglet