Credit report advice

downnotout

Hello all,

I have just checked my credit report from experian, and only 4 of the 12 creditors of mine are recorded.
Where are the other 8? I have not paid anything to them for a couple of years?

Of the two CCJs that I have, one status is: Satisfied Judgement and the other is set as Judgement.? I have never paid one and the other payments have been sporadic?

What does all this mean? I can not make scene of it?

fermi

Have you checked Equifax and Callcredit? Not all creditors report to Experian.

When you provided previous addresses for the report, did you provide a full list for the last 6 years? Do the addresses you gave match exactly the ones that creditors would have had on record? Even some small difference can make details of an account not show up.

The "satisfied" CCJ entry is odd? You have not paid this or had the court notified that it was settled?

downnotout

The CCJ thing confuses me. not that I am complaining
my business debts are possibly linked to my ex business premises so I am guessing that if i linked my name to it then that would open up some more creditors. But the land lord has since gone bankrupt anyway so I am un clear about that aswell.

Thanks femi for your reply x