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Surrender or make paid-up?

I have paid off my mortgage but have continued paying the endowment policy in the hope that it would yield a better return than a building society. It is unit linked so I can not sell it and I am trying to find some advice on whether to keep paying it, surrender it or make it paid up. Can anyone advise or point me in the direction of a good website? My searches only seem to result in how to sell endowment policies.
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