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Best way to search online for Mortgage deals

VT82
Posts: 1,091 Forumite


Hi,
Does anyone know of the best place on the internet to search for mortgages by loan-to-value? All of the ones I can find just do it by tracker/fixed/discount and therefore all have the 60% LTV ones at the top, and it is really hard to cross compare ones which have fees against ones that don't, and ones that revert to SVR and ones that revert to trackers etc.
I know the MSE word on it is to go to a broker, but I feel silly asking someone's help for something I should be able to sort out myself. And I would feel bad wasting someone's time, when I would always won't to go to the lender direct after getting the broker's advice.
I am looking for an 80% LTV (75% at a push if it makes a big difference) tracker mortgage. I'll pay a little bit extra if it means staying on a tracker for term instead of going onto the lender's SVR. The options so far are Halifax +2.34% tracker (75% LTV, going onto SVR, 1k fee), or HSBC's split mortgage (80% LTV, the bulk of it being +2.49% tracker for term, 1k fee). My mortgage would only be 75k-80k so I would be willing to have a higher rate if it meant a smaller arrangement fee.
Anyone got any advice?
Thanks!
Does anyone know of the best place on the internet to search for mortgages by loan-to-value? All of the ones I can find just do it by tracker/fixed/discount and therefore all have the 60% LTV ones at the top, and it is really hard to cross compare ones which have fees against ones that don't, and ones that revert to SVR and ones that revert to trackers etc.
I know the MSE word on it is to go to a broker, but I feel silly asking someone's help for something I should be able to sort out myself. And I would feel bad wasting someone's time, when I would always won't to go to the lender direct after getting the broker's advice.
I am looking for an 80% LTV (75% at a push if it makes a big difference) tracker mortgage. I'll pay a little bit extra if it means staying on a tracker for term instead of going onto the lender's SVR. The options so far are Halifax +2.34% tracker (75% LTV, going onto SVR, 1k fee), or HSBC's split mortgage (80% LTV, the bulk of it being +2.49% tracker for term, 1k fee). My mortgage would only be 75k-80k so I would be willing to have a higher rate if it meant a smaller arrangement fee.
Anyone got any advice?
Thanks!
0
Comments
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Try looking here:
http://moneyfacts.co.uk/compare/mortgages/search/
I like this calculator/search as it gives you the rates as you want - deals for number of years you choose, the right LTV, etc.Spring into Spring 2015 - 0.7/12lb0 -
Thanks. I've had a look, and it does seem to restrict the results to ones that meet my LTV needs, but there are loads of top companies missing (Halifax and HSBC for example), and all the Building Societies on there have products reverting to ridiculously high SVRs. Do the big companies not appear on price comparison websites anymore?0
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