Something which may help others

MinnieSpender

I use the graph function on my many spreadsheets.

Very satisfying!

Dr.Shoe_2

It reminds me of a reward tree. You draw a tree awith a set number of leaves and every time you meet a regular goal (such as paying off a £100) you colour in a leaf. When they're all coloure in you then treat yourself to something small- a takeaway or a trip to the cinema. This is a a strategy to use with kids if you have a challenge getting them to bed or something.

QueenB.

I like this idea and the tree one, i find a visual reminder of your debt journey is a great way to stay motivated..............really have to get mine sorted out:o

tsharp

This writing the debt down in £100 chunks wouldn't work with a structured loan debt, would it, say over 48 months, as mine is? You can't make over payments to a debt like that...