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Shop Direct Unknown Accounts
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climbintheladderouttadebt
Posts: 401 Forumite
in Loans
Hi all.
I'm very sorry if the loans board is not the right place for this, I really don't know where else to go!
Upon checking my credit report recently, I have discovered 2 unknown shopping accounts from Shop Direct. I have a feeling that these are accounts that were meant to become IBCs, but the paperwork I sent back got lost (twice!).
I know I need to write to Shop Direct to ask them to amend this information, but my query really is, what on earth do I write?
I have started off with:
Shop Direct Finance Ltd
Merseyside
After recently obtaining a copy of my credit file from Experian I was concerned to note that your company has placed details of 2 unknown accounts against the report in my name.
I kindly ask that you investigate these 2 accounts as promptly remove them from my credit report.
Is there anything I need to include or be aware of when dealing with incorrect info on my credit report? Have read thru Experian's help pages but I trust MSE users far more!!
Thanks in advance for any help and advice!
I'm very sorry if the loans board is not the right place for this, I really don't know where else to go!
Upon checking my credit report recently, I have discovered 2 unknown shopping accounts from Shop Direct. I have a feeling that these are accounts that were meant to become IBCs, but the paperwork I sent back got lost (twice!).
I know I need to write to Shop Direct to ask them to amend this information, but my query really is, what on earth do I write?
I have started off with:
Shop Direct Finance Ltd
Merseyside
After recently obtaining a copy of my credit file from Experian I was concerned to note that your company has placed details of 2 unknown accounts against the report in my name.
I kindly ask that you investigate these 2 accounts as promptly remove them from my credit report.
Is there anything I need to include or be aware of when dealing with incorrect info on my credit report? Have read thru Experian's help pages but I trust MSE users far more!!
Thanks in advance for any help and advice!
I've got nothing else but I've got my family.
Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13! :j
Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13! :j
0
Comments
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LOVE the help I get here! LOL
I appreciate people are very busy and this may have dropped off, if anyone can advise me, please, I'd be so grateful! Thank you so much to all MSErsI've got nothing else but I've got my family.
Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13! :j0 -
Sorry I can't help, but you could try the debt free wanabee board. On that board there is lots of discussions about writing to companies to have debts frozen, written off, cleared etc..etc..
They may be able to point you towards some templated letters to assist you.
Good Luck0 -
Thank you! Lol i thought I was on the debtfreewannabe board.. I am useless! However, I came across something today to share with other MSErs, just in case, its http://www.compareandsave.com/tools/letter-templates/I've got nothing else but I've got my family.
Mum to Moo age 6, Wills aged 3. 2nd wedding anniversary 11/13! :j0
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