We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

santander

Hello I'm wondering if anyone has applied for a loan with santander recently as I've heard some bad reports of people being refused very often, I was thinking about applying with them, but since I've heard bad reports I'm not to sure who to apply with any ideas on a good option or do you think I should still try santander?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Santander, like any of the high street banks will assess you based on your credit history, income, current debt level, current available credit history amongst other itssues.

    Its not possible for people to advise as to whether you would have a reasonable chance of being accepted based on the information you have provided.

    All banks seems to be declining people often at the moment, primarily because they have all tightened their lending criteria and people are not considering their own situation before applying.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.