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Were do I stand
Declan6
Posts: 2 Newbie
I taken a loan out for £5000 10 years ago had a bit of trouble with the ex and left now 10 years on they caught up with me and sent a bill off £10,000 to pay capquest is the company dealing with it what do i do next. Any advice wellcome.
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Comments
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Was it a joint loan?
When did you last make any payment?
They may sound sily questions but they are importantPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
How much have you been paying towards it and when did you last pay?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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No not joint I just walked away but this is the first letter in 7 or 8 years.0
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Id ask them to prove that you owe it in the first place0
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If there is no CCJ, then this debt is probably statute barred. They can ask that you pay it, but cannot enforce the debt by taking you to court.
There are letters on the nationaldebtline site and on here that you can send off to them.
Just be sure that it is more than 6 years ago since you made a payment or acknowledged the debt in writing. It's probably also worth looking at your credit file to see if there is anything showing on there.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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