Best Ever DCA Offer?

scarednshakin

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

I'm away to post out my cheque to them, who could resist

never-in-doubt

mr.ton wrote: »

Anyway thats nothing...
Lowells currently hold the title for the most laughable letter award with their classic "buy back your account" letter - in it they say, "If your bid reaches our reserve price then the account is yours" :rotfl::rotfl:

LOL, but I dunno - see this beauty here: #4001

They claim they can get a copy of your credit file now!! How so, exactly? :rotfl:

I had to be clever back, so mentioned this one liner to them (see if they pick up on it):

Niddy wrote:

you have as much chance as having Elvis coming to your next birthday party as being able to obtain a copy of my credit file.

mr.ton

In all seriousness though....
What is now happening is that all these DCA's now know that the consumer is empowered thanks to sites like this & can simply tell the DCA's to get lost or to prove it etc...
Letters like the one above & like the one that Lowells send out are born out of sheer desperation in my view.
They can see that their grubby industry is in freefall & as a result they are having to resorts to letters like the above...

handyman123_2

Absulute Classic :rotfl::rotfl::rotfl:

CrapQuest made me a similar offer, Letter from MD promised to add £40.00 for each £100.00 I put in. If it wasnt for what I had learned on here I might have gone for it.

Cheers all.

mr.ton

never-in-doubt wrote: »

They claim they can get a copy of your credit file now!! How so, exactly?

The DCA's & the CRA's are best buddies with each other - so when a DCA puts in a request to see someone's credit file, the CRA's are only too willing to assist them sadly.
They are 2 cheeks of the same backside effectivley.
The sooner the authorities clamp down on the whole industry, the happier i will be :mad:

never-in-doubt

mr.ton wrote: »

The DCA's & the CRA's are best buddies with each other - so when a DCA puts in a request to see someone's credit file, the CRA's are only too willing to assist them sadly.
They are 2 cheeks of the same backside effectivley.
The sooner the authorities clamp down on the whole industry, the happier i will be :mad:

Noooo - lets not start a slander fight.

The CRA's do not do that, seriously I am quite familiar with their practices and this really doesn't happen. What will happen is Lowell will do an unrecorded search (or a trace search which we can have removed as no need to trace is there) - which they will show to the legal team - however all they can see is the type of account and balance and limit - not even the lender name is viewable to them!

Its our personal data protected under the DPA and they goddam know it :rotfl:

Numpty_Monkey

Elvis is alive
he works in a chip shop near me:huh:
http://www.youtube.com/watch?v=SE1HnrcyACY&feature=related

BigCraigJohn

I saw this and thought it was a joke.
Well atleast its proves they really do know how to use photoshop.

Hannah_10

BigCraigJohn wrote: »

Well atleast its proves they really do know how to use photoshop.

Classic! :rotfl:

Hannah << Signed digitally.

mr.ton

They dont have the intelligence to use photoshop - prob had to hire a YTS to get it done for them