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Comments
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:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
I'm away to post out my cheque to them, who could resist
:idea: Had lbm, switched it off too many times. Now am trying to sort my life out :T:T
:T Proud Supporter of Niddy :T0 -
Anyway thats nothing...
Lowells currently hold the title for the most laughable letter award with their classic "buy back your account" letter - in it they say, "If your bid reaches our reserve price then the account is yours" :rotfl::rotfl:
LOL, but I dunno - see this beauty here: #4001
They claim they can get a copy of your credit file now!! How so, exactly? :rotfl:
I had to be clever back, so mentioned this one liner to them (see if they pick up on it):Niddy wrote:you have as much chance as having Elvis coming to your next birthday party as being able to obtain a copy of my credit file.
2010 - year of the troll
Niddy - Over & Out :wave:
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In all seriousness though....
What is now happening is that all these DCA's now know that the consumer is empowered thanks to sites like this & can simply tell the DCA's to get lost or to prove it etc...
Letters like the one above & like the one that Lowells send out are born out of sheer desperation in my view.
They can see that their grubby industry is in freefall & as a result they are having to resorts to letters like the above...0 -
Absulute Classic :rotfl::rotfl::rotfl:
CrapQuest made me a similar offer, Letter from MD promised to add £40.00 for each £100.00 I put in. If it wasnt for what I had learned on here I might have gone for it.
Cheers all.Mother Nature Don't Draw Straight lines, We are Broken Moulds in Life's Grand Design, We look a Mess but we're doing fine,
Life Long Card Carrying Member Of the Union of Different Kinds.0 -
never-in-doubt wrote: »They claim they can get a copy of your credit file now!! How so, exactly?
The DCA's & the CRA's are best buddies with each other - so when a DCA puts in a request to see someone's credit file, the CRA's are only too willing to assist them sadly.
They are 2 cheeks of the same backside effectivley.
The sooner the authorities clamp down on the whole industry, the happier i will be :mad:0 -
The DCA's & the CRA's are best buddies with each other - so when a DCA puts in a request to see someone's credit file, the CRA's are only too willing to assist them sadly.
They are 2 cheeks of the same backside effectivley.
The sooner the authorities clamp down on the whole industry, the happier i will be :mad:
Noooo - lets not start a slander fight.
The CRA's do not do that, seriously I am quite familiar with their practices and this really doesn't happen. What will happen is Lowell will do an unrecorded search (or a trace search which we can have removed as no need to trace is there) - which they will show to the legal team - however all they can see is the type of account and balance and limit - not even the lender name is viewable to them!
Its our personal data protected under the DPA and they goddam know it :rotfl: 2010 - year of the troll
Niddy - Over & Out :wave:
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Elvis is alive
he works in a chip shop near me:huh:
http://www.youtube.com/watch?v=SE1HnrcyACY&feature=relatedPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
I saw this and thought it was a joke.
Well atleast its proves they really do know how to use photoshop.0 -
BigCraigJohn wrote: »Well atleast its proves they really do know how to use photoshop.
Classic! :rotfl:
Hannah << Signed digitally.I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
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They dont have the intelligence to use photoshop - prob had to hire a YTS to get it done for them 0
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