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Default on credit file

Hi,

I have just checked my credit file and notice that I have a default from british gas.

I have heard people talking about templates to get them removed. Anyone any ideas??

The account defaulted on 17/03/2006 and says satisfied. Am I right in saying it wont be off my account until 17/03/2012? :eek:

Comments

  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    I guess the obvious place to start is whether the default was added to your account correctly - ie you did default. Otherwise if it is correct I'm not sure how you would get it removed?
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi,

    I have just checked my credit file and notice that I have a default from british gas.

    I have heard people talking about templates to get them removed. Anyone any ideas??

    The account defaulted on 17/03/2006 and says satisfied. Am I right in saying it wont be off my account until 17/03/2012? :eek:


    Hi there

    A useful link below of the national debtline, you will find template letters, click on the map to your area and they should come up.
    http://www.nationaldebtline.co.uk/

    and I'm sure these lovely helpful peeps will be along to help too.

    Good luck.
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    I guess the obvious place to start is whether the default was added to your account correctly - ie you did default. Otherwise if it is correct I'm not sure how you would get it removed?
    df


    Sorry missed your post df.;)
    The one and only "Dizzy Di" :D
  • I know I have been late on a few occasions - I cant actually remember - Bad I know.............
  • Sorry just looking for the link :beer:
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