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Returning to UK
SLK_2
Posts: 5 Forumite
Coming home after 4 years in Oz , with a firm job contract and 15% deposit for a house, will I be able to get a mortgage and how? Have excellent past credit/mortgage history but will that count anymore, after my absence? Will need a house asap...
I say what I like, I like what I say!
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Comments
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Yes you can if you are a UK national.
Did you keep banking/credit ties in the UK?
Did you have post redirected anywhere?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yes, you can get a mortgage. Depends on whether you have maintained any address/financial links to the UK. Also it can be easier to arrange a mortgage before you actually get back to the UK.0
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Kept a Natwest account open, but it will show very little movement.
Used my mother's address for it (good old mum!). I am still a citizen, just didn't plan on coming back.I say what I like, I like what I say!0 -
That will make things easier, as you will have kept even a minimum amount of credit history active.
You should be able to get a mortgage agreed then.
You can either do this while still abroad, or when back in the UKI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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