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Quick question about LloydsTSB Personal Overdraft...

pale
pale Posts: 1 Newbie
Hey everyone, this is my first post here on MSE.. hope you can help...

I quit University half a year into my course and applied for a personal overdraft from LloydsTSB, they give me £350 12 Month planned over draft... the 12 months will be up in a few months.

Since getting it I have opened up a different bank account with Abbey(Santander now.. which is my main account) and have barely anything in my Lloyds now, apart from £150 which I put in the other day as an early(ish) attempt to get it paid off.

But I have holidays and festivals coming up and was wondering whether the Lloyds would let me extend the 12 months a little bit? Their website is very brief on Planned Overdraft and the FAQS are almost non existent.

Do you think it is possible for them to extend the amount of time I have to pay back from 12 months +?

Thanks for any info :A

Comments

  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    if you dont really bank that much with them, I dont think they will
  • definitely not as you appear not even to be banking with them anymore
    my plan would be to cut back on some of the plans you have for this summer enough to pay off this small debt,there`ll be another summer along next year
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