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Ccj

I have checked my credit file-call credit and it says my six years afte my CJ will be in January 2011. WIll my credit rating go up, do I have to do anything to stop it showing on my credit file or will it always be there but not count as much?
Thanks

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    It will go altogether after 6years, nobody would be able to see it had been there. So your rating should improve.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • danielle1977
    danielle1977 Posts: 218 Forumite
    Yippee-thankyou for that! I was thinking I would have to do something.
  • asp746
    asp746 Posts: 421
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Forumite
    edited 13 June 2010 at 1:51PM
    danielle - the 6 years starts from the day you went into default and NOT the day you were issued with the ccj - i only found this out by accident. ie, i defaulted in aug 04 but wasn't given a ccj till Nov 04 so the default comes off in aug - sooner than i thought :)
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