CIS performance record

sugarplum

Does anyone know how well CIS endowments have performed over the last few years? Is 4% or 6.5% growth likely over the next 3 years in your opinions?

dunstonh

4% would be the more likely if you work on averages with their plans.

sugarplum

Thank you for that. In your opinion, would you say that 4% is a realistic expectation then?

G51shopaholic

we got our statement yesterday on endowments we took out for our children

0.4% is all they paid!

dunstonh

G51shopaholic wrote: »

we got our statement yesterday on endowments we took out for our children

0.4% is all they paid!

They are different types of endowment to mortgages. Also, CIS have different WP funds depending on when they were taken out.

You would expect annual bonuses to remain low but terminal bonuses to reflect the actual returns.

Thank you for that. In your opinion, would you say that 4% is a realistic expectation then?

if we dont get another decade like the last then it should be. My crystal ball would say 3-4% average with them.

sugarplum

Thanks, that's really helpful!