We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Spectrum Financial
conar686
Posts: 97 Forumite
Has anyone had dealings with this company. I am currently using them as my debt mgmt company but 6 mths into my informal agreement - there level of service is pants
Interested in hearing from any others out there who have similar horror stories.
Interested in hearing from any others out there who have similar horror stories.
MAC
Don't use SPECTRUM for a DMP
Real Golfers go to work to relax
Don't use SPECTRUM for a DMP
Real Golfers go to work to relax
0
Comments
-
Ditch them and speak with CCCS or PAYPLAN.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Primarily because they are charities, and offer free advice. Some of their services can incur charges, by their very nature, but these will probably be significantly less than people like Spectrum (there are threads where these type of companies are taking out in excess of 40% of what you pay them).
Equally, creditors are more likely to take offers more seriously from CCCS/PAYPLAN.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
It won't take you a minute to follow the consumer Credit link at the top of the page.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
conar686 wrote:Has anyone had dealings with this company. I am currently using them as my debt mgmt company but 6 mths into my informal agreement - there level of service is pants
Interested in hearing from any others out there who have similar horror stories.
Hi,
I had some guy from spectrum at my house and he stayed for 5hrs:eek: :eek: :eek: :eek: :eek:
and left after midnight:T :T :T :T :T :T
He tried to get me to cough up £3500 to start the plan and was going to offer all creditors £1 indefinately.
He was a con so my advice is payplan, cccs, CAB
desmonds0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards