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Self-certification mortgages - any brokers reading this?
Comments
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If you'd had a "middle man" as you put it in the first place, you would have been advised that lenders can increase their redemption admin fee's as they see fit, and not had to waste your time arguing with some unfortunate employee of Abbey. These fee's are currently be looked at by the FSA, and hopefully in future whats quoted will remain the same on redemption. For info on some of Abbey's current products this fee is now £425.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Not interested.0
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Oh the good advice that falls on deaf ears.....it pains me so.
MMI am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Not interested.0
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I'm new to this forum and utterly amazed just how patient the advisors are, whilst being critised for giving good advise for free?
bud-miser you should be ashamed at the way you treat people!0 -
Thank you for your kind comment, stoo. Very helpful.
The next time YOU are given a friendly helping of unsolicited abuse, I shall be expecting you to just sit back and take it. Anything else would be just a teensy bit hypocritical, would it not?
Remember now...a nice ganged-up slagging-off, and not a SINGLE word out of you except for craven praise for the good-heartedness of your slagg-er off-ers.0 -
stoo wrote:I'm new to this forum and utterly amazed just how patient the advisors are, whilst being critised for giving good advise for free?
bud-miser you should be ashamed at the way you treat people!
Thanks stoo, its not often this sort of character comes along, but when they do its just like looking after a naughty stubborn little toddler - hard work, amusing and no substance to the dispute, apart from "I want, I want".:mad:
You know that bit when they realise they have lost the arguement, cross their arms, pull out their bottom lips and turn their backs? As if to say..."Not interested"
:rotfl: Extremely endearing, it just makes you want to try harder. See this http://forums.moneysavingexpert.com/showthread.html?t=256763&page=2I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Why bother MM,...No matter what anyone says to this person,..their will allways have a smart Ar*e remark in reply,..Spend more time finding out what you need to know instead of annoying others who do not value your thoughts,..As your thoughts & posts are to wind people up,..And waste peoples time when that time could be spent helping others that need it,..And as for MM,..A very nice person with valuable advice,..Kept my application going along as a favour out the goodness of her heart with no financial interests(Thanks Lisa)...
I am not taking sides here bud-miser,..But sit back and re-read this thread.
Final Note;...Hope everything works out well and you find out what you wished to know,..0 -
Oh indeed, one can see that you're not taking sides here. Your even-handedness really hits one in the eye.
To answer your question: the reason she keeps trying is to attempt to regain some kind of credibility in an argument she lost way back at the beginning. Her bruised ego realises this and forces her to persist.
You'll have noticed that I, for my part, lost interest in either her 'advice' or indeed any kind of contact from a person of such an odiously discourteous character some time ago - hence the 'not interested' comments. Her antics are a matter of supreme indifference to me now.
I shall only be responding here to polite people who make comments relevant to my original posting...
... but she'll just have to keep trying. A prisoner of her ego.0 -
Well, if ANYONE would like to go back to the original thread and point out exactly WHERE I PERSONALLY could of caused offsence to Bud-Miser please feel free to point it out, because quite frankly I am at a loss.
Bud-miser, you seem quite intent on having the last word, so I'll be nice and let you have it - as I have far more important things to do - being so self important and egotistical, but before I do, I really do need to express my gravest concerns for you, I think you need to go seek some professional medical help - as you are clearly not right in the head.
Kind regards
MMI am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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