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Lloyds just wrote to me

and although they haven't accepted my reduced payments they have frozen my interest as a "goodwill gesture".I'm happy with that :)
Debts Jan 2014 £20,108.34 :eek:

EF #70 £0/£1000

SW 1st 4lbs
«1

Comments

  • yeah congratulations :T
  • NIce onek, pleased for you. Its a start
    DFW NERD 276: Proud to be dealing with my debts.
    Champagne taste and lemonade money!!! ;)
    Light bulb moment May 8th 2006
  • Yep definitely-plus I should get the budgeting loan soon which is 0% so that will pay off part of another card -it's going the right way anyway :) Pity not all companies are as nice to me-some refused the reduced payments and wouldn't freeze interest either :(
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    well done-good on lloyds too, some compnies can be b*******!!!!
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    how do you get a 0% budgeting loan?!
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • cattie1 wrote:
    how do you get a 0% budgeting loan?!
    got the forms from the job centre-you have to be on income support or a few other benefits-can't remember which and you have to state what you want the loan for etc
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • msmicawber
    msmicawber Posts: 1,962 Forumite
    Debt-free and Proud!
    Great - at least now your repayments will actually be paying off the debt. Congratulations.
    Debt at highest: £6,290.72 (14.2.1999)
    Debt free success date: 14.8.2006 :j
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    oh yeah! duh-i know what a budgeting loan is.
    i should learn to think more!!!!!
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • cattie1 wrote:
    oh yeah! duh-i know what a budgeting loan is.
    i should learn to think more!!!!!
    hehe it's too early on a saturday morning :)
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hehe it's too early on a saturday morning :)
    how true!! i am also at work so obviously concentrating very hard on other matters!!!;)
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
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