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I need a loan and I need it now!

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  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    Loans serve a purpose Hur, and if they can be paid back and you can afford one, then there is no reason why you shouldnt apply to fund a car, home improvements etc...

    I agree that they do not serve a purpose when someone is in debt - but otherwise they are fine.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hur575 wrote: »
    It really amaze me how many people think, they must have a loan, and they think it is a necessity.






    Top Reasons Not To get a loan for
    1. Wedding – do you really need to start a new stage of your life with debts??
    2. Consolidation loan -one simple payment instead of many, answer to all your debts problems NOT, it is only simple for those who can’t do the maths.
    3. Holiday- really?
    4. Get furniture for the new house- saving sounds good!
    5. Gifts- lol

    I'm sorry but I don't think you've not thought this through,let me put a counter point -

    1. Weddings - The sooner a strain is put on the relationship then the sooner we can split up.
    2. Consolidation - The guy from ruinyourlife.com said it was the only way forward so it must be OK!
    3. Holiday - yes, after the strain of all these debts !
    4 . Saving - saving is for old people - move on
    5. Gifts - yes of course,my 'lil Chelsea/Chardonnay/Wayne is gonna have that iPhone

    C'mon OP get a grip :rotfl:
    Space available for rent
  • hur575
    hur575 Posts: 343 Forumite
    Peelerfart wrote: »
    I'm sorry but I don't think you've not thought this through,let me put a counter point -

    1. Weddings - The sooner a strain is put on the relationship then the sooner we can split up.
    C'mon OP get a grip :rotfl:

    best one happy0065.gif
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Jill_ wrote: »
    What about Donna-Marie? Oh why won't you think of Donna Marie :D

    Although in seriousnous sites like this don't help the situation

    forgot about Donna-Marie! I am so very sorry, but wait,

    I've just seen an advert from webuyanycar.com, and I think I have the solution !
    Space available for rent
  • hur575
    hur575 Posts: 343 Forumite
    Peelerfart wrote: »
    forgot about Donna-Marie! I am so very sorry, but wait,

    I've just seen an advert from webuyanycar.com, and I think I have the solution !


    Now look what you made me do, I am singing we buy any car in my head! lol
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