Self employed - where to start

Amber07

paulwf wrote: »

Ex-employer suggests that unless the job role has radically changed he should be taken on again as employed.

Self employment doesn't come with any perks unless it is genuine self employment where you can pick and choose when to work, set your own pay rate for a job (obviously to be agreed with the client) and incur expenses that can be offset against tax. If it is a regular job but just classed as self employed the OP might well be losing 8 weeks of pay a year (holiday plus a bit of sick pay), in effect around a 15% pay cut.

That's exactly it.

The hourly wage has been set by the employer. It's very much a 'take it or leave it' situation

OH wouldn't take it if we had any other options tbh. But there are other places he is going to phone up. He has never been out of work more than 7 weeks (last year) in his life so I'm sure something else will come up.

Just want to get this temporary stuff right, so we don't have the tax office after us next April lol:rotfl:

Amber07

micmac22 wrote: »

as for invoice paperwork depends what you work as, check out microsoft office online site click on its downloads tag to see invoice templates for ideas.

mine from left to right shows,company logo- my add their add-
date-invoice no-job no-customer/store-hours day/night-@£per hour-miles coverd-expenses.
most important 30 60 90 days payment terms on the bottom of invoice or a 10% charge will be added for late payment. (its up to you to inforce it but advise you put it on)

miles coverd is a good one to have if you drive alot of miles as you can claim upto 0.65p per mile back it to helps keep a record.

also if you have alot of transactions on your normal bank account eg direct debits get another bank account just for the self employed chqs to go into but dont tell the bank its for a business or they will charge you for it. it will make your accounts alot easier to manage.

Thanks for all of that, some good pointers there

paulwf

Amber07 wrote: »

Tbh, we don't have any choice. Either he takes this job 'offer' or it's the job centre Monday Morning.
I figured us paying the tax/NI was the one way to keep it all legal and make sure it gets done.

At the moment is sounds like he is eligible for JSA. If he starts self employment then it doesn't work out he probably won't be. JSA rules aren't my speciality though, please ask more knowledgeable people and do some research, I'm just flagging up a potentially important issue.

Perhaps Fengirl or someone else could point out what happens if a person accepts a self employed position that shouldn't be self employed? Presumably if a call was made to the HMRC the employer would be in trouble and not the "employee"?

One issue I would be concerned about is that if they are cutting corners on something as basic as employment rights that sounds like they don't have the money or the attitude to be a good employer. Perhaps they've decided to not bother with employers liability insurance? Have they bothered to follow safety guidelines? I certainly wouldn't look at it as a long term job option as they obviously don't care about their staff.

Amber07

It's certainly not going to be a long term job, there are 'rumours' that he is looking to sell off the company or close down that site.

It's very much a stop-gap atm, a month or two, tops - until OH can find a different place.

I never knew that about JSA though. I have a friend who works for the benefits agency, I will ask her about that, thanks.

Amber07

paulwf wrote: »

I certainly wouldn't look at it as a long term job option as they obviously don't care about their staff.

Just to add - I'm pretty sure he doesn't care about employees - this is the employer I posted about earlier this year, who shut the site for his fathers funeral, all the employees attended (some drove cars for him), then he docked them all (or certainly most of them) a half days pay....